Is GetBoat the lender?

No. GetBoat provides an enquiry and finance-coordination service and is not making a credit offer on this page. Where available and appropriate, your enquiry may be introduced to selected finance partners subject to your consent.

What is the difference between the two options?

Purchase finance supports the acquisition of a yacht and considers the purchase price and deposit. Yacht-backed finance explores liquidity against a yacht you already own and considers its current value and any existing finance.

What rate and loan-to-value can I get?

There is no universal rate or loan-to-value. Vessel age, value, flag, location, use, ownership, applicant profile, term and lender appetite all matter. Any figures provided after review are indicative until formal underwriting is complete.

How long does the process take?

Timing varies by structure and document readiness. A straightforward secured transaction can still take several weeks because valuation, title, insurance, compliance and lender underwriting must be completed.

Do I need to upload documents now?

No. The initial application asks only for routing information and broad financial ranges. If a suitable route is found, the specialist will explain which documents are needed and how to provide them.

Does this application affect my credit score?

Submitting this initial enquiry is not a credit decision and does not itself promise that no later checks will occur. A selected finance provider may conduct credit, identity, affordability and compliance checks before issuing final terms.

Yacht finance concierge

Finance your next yacht — or unlock value from one you own

Choose the route that fits your goal. We collect the facts once, assess the vessel and jurisdiction, and coordinate a tailored indicative proposal with selected finance partners where available.

Start an application How it works

Two finance routesTailored reviewNo obligation to proceed

A structured process

One application, then a tailored route

Yacht finance depends on more than price. Ownership, flag, location, tax position, insurance and the applicant’s jurisdiction need to work together.

Tell us your goal

Choose purchase finance or finance against an owned yacht and share the essential vessel and funding facts.

We review the structure

A specialist checks the proposed ownership, flag, home port, use and cross-border considerations.

We identify a route

Where suitable, we approach selected finance partners whose appetite fits the vessel and jurisdiction.

Receive a tailored proposal

We explain indicative amount, term, pricing, fees and conditions. Final terms remain subject to underwriting.

Buying a yacht

Finance a yacht purchase

For buyers who have selected a yacht, made an offer, signed a contract, or are still defining a budget. The application keeps the purchase price, deposit, timing, intended flag and use together.

Apply for purchase finance

Already own a yacht

Loan against my yacht

For owners exploring liquidity against an existing yacht. We review current value, any existing finance, ownership, location, flag and intended use before identifying a suitable route.

Explore yacht-backed finance

After the initial review

What may be requested later

The first form intentionally stays light. If there is a viable route, a specialist will request the relevant evidence through an appropriate follow-up process.

Identity and ownership

Identity, address and beneficial-ownership evidence appropriate to the applicant and jurisdiction.

Financial capacity

Income, asset, liability and source-of-funds evidence requested by the selected provider.

Purchase documents

Offer or purchase agreement, deposit evidence and transaction timetable for purchase finance.

Vessel particulars

Specification, build history, maintenance records and current ownership or finance information.

Survey and valuation

A current condition survey and independent valuation may be required before final approval.

Registry and insurance

Flag, registration, title, tax/VAT position, security registration and suitable insurance.

Do not send passports, tax numbers or bank statements in the free-text field. A specialist will explain the appropriate next step if documents are needed.

FAQ

Yacht finance, clearly explained

Is GetBoat the lender?+
No. GetBoat provides an enquiry and finance-coordination service and is not making a credit offer on this page. Where available and appropriate, your enquiry may be introduced to selected finance partners subject to your consent.
What is the difference between the two options?+
Purchase finance supports the acquisition of a yacht and considers the purchase price and deposit. Yacht-backed finance explores liquidity against a yacht you already own and considers its current value and any existing finance.
What rate and loan-to-value can I get?+
There is no universal rate or loan-to-value. Vessel age, value, flag, location, use, ownership, applicant profile, term and lender appetite all matter. Any figures provided after review are indicative until formal underwriting is complete.
How long does the process take?+
Timing varies by structure and document readiness. A straightforward secured transaction can still take several weeks because valuation, title, insurance, compliance and lender underwriting must be completed.
Do I need to upload documents now?+
No. The initial application asks only for routing information and broad financial ranges. If a suitable route is found, the specialist will explain which documents are needed and how to provide them.
Does this application affect my credit score?+
Submitting this initial enquiry is not a credit decision and does not itself promise that no later checks will occur. A selected finance provider may conduct credit, identity, affordability and compliance checks before issuing final terms.

Important information

GetBoat is not a lender and this page is not financial advice, a credit agreement, an approval or a commitment to lend. Products and protections vary by country. Any indicative proposal is subject to partner availability, valuation, title, compliance, affordability and underwriting. Do not rely on this page to complete a purchase until formal finance documents are signed.

Start with the right finance route

Share the essential facts once. A GetBoat specialist will review the structure and contact you about appropriate next steps.

Start an application